The Motor Vehicles Act, 1988
Chapter 11 Insurance of Motor Vehicles Against Third Party Risks
Section 145: Definitions
In this Chapter—
- “authorized insurer” means an insurer for the time being carrying on general insurance business in India under the General Insurance Business (Nationalization) Act, 1972 (57 of 1972), and any Government insurance fund authorized to do general insurance business under that Act;
- “certificate of insurance” means a certificate issued by an authorized insurer in pursuance of sub-section (3) of section 147 and includes a cover note complying with such requirements as may be prescribed, and where more than one certificate has been issued in connection with a policy, or where a copy of a certificate has been issued, all those certificates or that copy, as the case may be;
- “liability”, wherever used in relation to the death of or bodily injury to any person, includes liability in respect thereof under section 140;
- “policy of insurance” includes “certificate of insurance”;
- “property” includes goods carried in the motor vehicle, roads, bridges, culverts, causeways, trees, posts and mile-stones;
- “reciprocating country” means any such country as may on the basis of reciprocity be notified by the Central Government in the Official Gazette to be a reciprocating country for the purposes of this Chapter;
- “third party” includes the Government.